Student Health Plan

All students in degree and certificate programs are required to have health insurance coverage.

School of Nursing students may purchase insurance through the Johns Hopkins University Student Health Plan (SHP) or obtain their own comparable health insurance coverage. All students new or returning will automatically be enrolled in SHP. With proof of comparable coverage, students may waive the Johns Hopkins University Student Health Plan (SHP). Comparable coverage must be an Affordable Care Act (ACA) compliant policy, a comprehensive Major Medical Individual policy and a health insurance plan that is NOT limited to emergency-only care and allows you to visit U.S. doctors, hospitals, laboratories and other health care providers with coverage in Maryland for those studying in Maryland.

Selecting an appropriate insurance plan for your individual needs can be a complex decision. Please consider your individual and family needs accordingly. Again, the SHP Student Health Plan is only one of many choices in the market.

• SHP Insurance FAQs
• SHP Student Health Plan Schedule of Benefits
• SHP Student Plan Domestic Partner

Academic Year 2022-2023 SHP Insurance Rates

• New Summer Term Students, SHP Coverage 5/15/2022-8/31/2023

  SHP Coverage	Summer 2022 5/15/22-8/31/22	Fall Semester 9/1/22-1/14/23	Spring Semester 1/15/23-5/31/23	Summer 2023* 6/1/23-8/31/23	Total	Monthly*
  Student only	$1,300.50	$1,701.00	$1,701.00	$1,134.00	$5,836.50	$378.00
  Student + 1	$3,229.00	$4,221.00	$4,221.00	$2,814.00	$14,485.00	$938.00
  Student + 2 or more	$4,331.00	$5,661.00	$5,661.00	$3,774.00	$19,427.00	$1,258.00

• New Summer 2 Students, SHP Coverage 6/1/2022-8/31/2023 (New DNP/MPH Students Only)

  SHP Coverage	Summer 2022 6/1/22-8/31/22	Fall Semester 9/1/22-1/14/23	Spring Semester 1/15/23-5/31/23	Summer 2023* 6/1/23-8/31/23	Total	Monthly*
  Student only	$1,119.00	$1,701.00	$1,701.00	$1,134.00	$5,655.00	$378.00
  Student + 1	$2,778.00	$4,221.00	$4,221.00	$2,814.00	$14,034.00	$938.00
  Student + 2 or more	$3,726.00	$5,661.00	$5,661.00	$3,774.00	$18,822.00	$1,258.00

• New Fall Semester Students, SHP Coverage 8/15/2022-8/31/2023

  SHP Coverage	Fall Semester 8/15/22-1/14/23	Spring Semester 1/15/23-5/31/23	Summer 2023* 6/1/23-8/31/23	Total	Monthly*
  Student only	$1,890.00	$1,701.00	$1,134.00	$4,725.00	$378.00
  Student + 1	$4,690.00	$4,221.00	$2,814.00	$11,725.00	$938.00
  Student + 2 or more	$6,290.00	$5,661.00	$3,774.00	$15,725.00	$1,258.00

• Returning Students, SHP Coverage 9/1/2022-8/31/2023

  SHP Coverage	Fall Semester 9/1/22-1/14/23	Spring Semester 1/15/23-5/31/23	Summer 2023* 6/1/23-8/31/23	Total	Monthly*
  Student only	$1,701.00	$1,701.00	$1,134.00	$4,536.00	$378.00
  Student + 1	$4,221.00	$4,221.00	$2,814.00	$11,256.00	$938.00
  Student + 2 or more	$5,661.00	$5,661.00	$3,774.00	$15,096.00	$1,258.00

• New Spring Semester Students, SHP Coverage 1/15/2023-8/31/2023

  SHP Coverage	Spring Semester 1/15/23-5/31/23	Summer 2023* 6/1/23-8/31/23	Total	Monthly*
  Student only	$1,701.00	$1,134.00	$2,835.00	$378.00
  Student + 1	$4,221.00	$2,814.00	$7,035.00	$938.00
  Student + 2 or more	$5,661.00	$3,774.00	$9,435.00	$1,258.00

*Rates subject to change July 1, 2023

INSURANCE WAIVER GUIDELINES

JHU has partnered with Gallagher Student Health & Special Risk (GSH) to assist us with managing and streamlining the enrollment process for the Student Health Plan (SHP). Students will be directed to Gallagher Student Health to waive SHP, to enroll in EyeMed or Delta Dental, or to enroll their dependents in these programs. Students will access Gallagher Student Health’s website through SIS self-service. Select Personal Info > Student Insurance Benefits

New Student Enrollment Schedule:

Learn More About COBRA

Questions? Email SON-StudentAffairs@jhu.edu.

University Health Services Clinic Fee and information

All full-time, on-campus students are billed per semester, for the Health Services Clinic Fee in order to have access to our on-campus health center. The University Health Services Fee (UHS) is not insurance. This fee, $850 annually, is charged each semester: Fall - $284, Spring - $283 and Summer -$283, and allows students unlimited access to Primary Care Services as well as Mental Health Services at the UHS Clinic, and is billed to all full-time on-campus students regardless of whether they are enrolled in the Student Health Plan.

Access To University Health Services

Access to UHS services ceases on the date of the one year anniversary of payment of the Health Fee. SON students should begin to make arrangements to establish with a non-UHS provider at least 90 days prior to the anniversary. Participants in COBRA Student Health Program are not eligible to use UHS services.

• Summary of Benefits Offered by University Health Services Clinic

• Billing Information
  • For MSN and DNP students, premiums are charged to your student account on a semester basis.
  • For PhD students, premiums are posted to your student account on a monthly basis.
• Termination of Coverage
  Students are responsible for notifying the Student Accounts office when they wish to terminate their SHP coverage; no retroactive refunds of premiums will be issued. If a student is no longer enrolled in the School or has graduated, the student will be notified in writing that their coverage will be terminated and have the option to enroll into COBRA. Student Accounts office must be notified no later than 60 days from the date of your termination (COBRA coverage will be retroactive). You have the right to continue these benefits at your own expense for a period up to 18 months through COBRA.
• COBRA

  Extension of current insurance benefits to students who are separating permanently from the University is offered under the Consolidated Omnibus Budget Reconciliation Act (COBRA). If you elect to continue under COBRA, premiums will increase slightly and payment will be due the first of each month. Monthly rates for COBRA are as follows.

  Students interested in enrolling in COBRA coverage should contact Student Affairs, 410-955-7545 or SON-StudentAffairs@jhu.edu to complete the necessary paperwork.

  Academic Year 2022-2023 Rates (effective July 1, 2022)

  COBRA SHP Coverage	Monthly premium
  Student only	$388.00
  Student + 1	$960.00
  Student + 2 or more	$1,280.00

  *If payment is not received each month, COBRA coverage will be terminated.
  
  You can request to end SHP COBRA coverage at the end of the current or a future month. Complete and submit an Enrollment Status Change Request found under the Forms and Applications link in Gallagher.

  Learn More About COBRA

• Dental and Vision Optional Plans

  The University  offers a dental plan with Delta Dental and a vision plan with EyeMed. Enrollment is available in SIS self-service. Select Personal Info > Student Insurance Benefits.  Regardless of when you submit the form, the coverage will begin on August 15. New attending spring student coverage will start on January 15th.

  For more information: http://jhu.edu/studenthealthbenefits

  Dental Plan:                Visit DeltaDentalIns.com or call 800-932-0783
  Vision Plan:                 Visit EyeMed.com or call 866-804-0982
  Enrollment questions:  jhustudentbenefits@jhu.edu

  
  Delta Dental PPOTM
  Johns Hopkins University Student Plan

More Useful Information

• JHSAP
• Student Health Program
• Summary of Benefits and Coverage

• University Health Services