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Student Health Plan

All students in degree and certificate programs are required to have health insurance coverage.

School of Nursing students may purchase insurance through the Johns Hopkins University Student Health Plan (SHP) or obtain their own comparable health insurance coverage. Without proof of comparable coverage, students are required to enroll Johns Hopkins University Student Health Plan (SHP) administered by EHP. Comparable coverage must include comprehensive coverage and allow the student to use the insurance in the State of Maryland. Travel and temporary short-term insurance plans are not acceptable alternatives.

Selecting an appropriate insurance plan for your individual needs can be a complex decision. Please consider your individual and family needs accordingly. Again, the EHP Student Health Plan is only one of many choices in the market.

Academic Year 2019-20 Rates Returning Students

Coverage typeSummer 19Fall 19Spring 20Total
Individual$978.00$1,467.00$1,467.00$3,912.00
Two party$2,412.00$3,618.00$3,618.00$9,648.00
Family$3,222.00$4,833.00$4,833.00$12,888.00
UHS Fee$158.00$283.00$283.00$724.00

TO WAIVE OR ENROLL GUIDELINES

JHU has partnered with Gallagher Student Health & Special Risk (GSH) to assist us with managing and streamlining the enrollment process for the Student Health Plan. Students will be directed to Gallagher Student Health to waive or enroll in the SHP, to enroll in EyeMed or Delta Dental, or to enroll their dependents in these programs. Students will access Gallagher Student Health’s website through SIS self-service. Select Personal Info > Student Insurance Benefits

NEWLY ATTENDING STUDENT ENROLLMENT SCHEDULE :

1ST SEMESTERONLINE  ENROLLMENTSHP Coverage Begins
FallAugustAugust 15th
SpringJanuaryJanuary 15th
SummerMayMay 15th
Summer MSN/MPHJuneJune 15th
New attending students, must complete student benefits by the week of Orientation.  Premiums are charged to the  SIS student account and SHP coverage will start the 15th of the month.
 
September is open enrollment for returning students. Student can enroll into SHP without a life change.

All attending Fall students must either Waiver or Renew their student insurance in September. This is an annual requirement.

However, students are allowed to enroll in the Student Health Plan in the future terms as needed. Outside of the open enrollment period, only within 30 days of a qualified life event can a student enroll in the SHP. A student must submit the insurance certificate of canceled insurance coverage. It is the responsibility of each student to notify the Student Accounts Office if current coverage expires or changes while enrolled as a student.

SHP coverage ends once a student stops attending school. Students may extend coverage by electing COBRA. Additional information will be communicated before graduation.Learn More About COBRA

Questions? Contact Student Accounts at 410-955-1243 or e-mail sonstudentaccounts@jhu.edu

University Health Services Clinic Fee and information

All full-time on-campus students are billed per semester, see the  above chart, for the Health Services Clinic Fee in order to have access to our on-campus health center. The University Health Services Fee (UHS) is not insurance. This fee allows students unlimited access to Primary Care Services as well as Mental Health Services at the UHS Clinic, and is billed to all full-time on-campus students regardless of whether they are enrolled in the Student Health Plan.

Access To University Health Services

Access to UHS services ceases on the date of the one year anniversary of payment of the Health Fee. SON students should begin to make arrangements to establish with a non-UHS provider at least 90 days prior to the anniversary. Participants in COBRA Student Health Program are not eligible to use UHS services.

 

  • Billing Information
    • For MSN and DNP students, premiums are charged to your student account on a semester basis.
    • For PhD students, premiums are posted to your student account on a monthly basis.
  •  
  • Termination of Coverage
    Students are responsible for notifying the Student Accounts office when they wish to terminate their SHP coverage; no retroactive refunds of premiums will be issued. If a student is no longer enrolled in the School or has graduated, the student will be notified in writing that their coverage will be terminated and have the option to enroll into COBRA. Student Accounts office must be notified no later than 60 days from the date of your termination (COBRA coverage will be retroactive). You have the right to continue these benefits at your own expense for a period up to 18 months through COBRA.
  • COBRA
    Extension of current insurance benefits to students who are separating permanently from the University is offered under the Consolidated Omnibus Budget Reconciliation Act (COBRA). If you elect to continue under COBRA, premiums will increase slightly and payment will be due the first of each month. Monthly rates for COBRA are as follows:

    Academic Year 2019-20 Rates (effective July 1, 2019)

    Coverage typeMonthly premiumAnnual Premium
    Individual$332$3,984
    Two-party$820$9,840
    Family$1,094$13,128

    *If payment is not received each month, COBRA coverage will be terminated.

    Learn More About COBRA

  • Dental and Vision Optional Plans

    The University  offers a dental plan with Delta Dental and a vision plan with EyeMed. Enrollment is available in SIS self-service. Select Personal Info > Student Insurance Benefits.  Regardless of when you submit the form, the coverage will begin on August 15. New attending spring student coverage will start on January 15th.

    The annual cost for enrolling yourself (if applicable) and family members in the plans are:

    • Delta Dental Insurance:
      • $313.45/year for student coverage
      • $593.60/year to add your spouse or domestic partner
      • $902.48/year to add your spouse/domestic partner and any dependents
    • Vision Insurance:
      • $59/year for coverage (including the student, spouse/domestic partner, and/or dependents)
    • Contact information for other questions is provided below.

    Dental Plan:                Visit DeltaDentalIns.com or call 800-932-0783
    Vision Plan:                 Visit EyeMed.com or call 866-804-0982
    Enrollment questions:  jhustudentbenefits@jhu.edu


    Delta Dental PPOTM
    Johns Hopkins University Student Plan

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