Student Health Plan
All students in degree and certificate programs are required to have health insurance coverage.
School of Nursing students may purchase insurance through the Johns Hopkins University Student Health Plan (SHP) or obtain their own comparable health insurance coverage. Without proof of comparable coverage, students are required to enroll Johns Hopkins University Student Health Plan (SHP) administered by EHP. Comparable coverage must include comprehensive coverage and allow the student to use the insurance in the State of Maryland. Travel and temporary short-term insurance plans are not acceptable alternatives.
Selecting an appropriate insurance plan for your individual needs can be a complex decision. Please consider your individual and family needs accordingly. Again, the EHP Student Health Plan is only one of many choices in the market.
Students who maintain their own insurance plan must complete a waiver each academic year. Online waiver form
- EHP Student Health Plan Benefits-At-A-Glance
- EHP Student Health Plan Summary Plan Description
- EHP What This Plan Covers & What It Costs
Academic Year 2018-19 Rates ( increase effective July 1, 2018)
|Coverage type||Summer 18||Fall 18||Spring 19||Total|
SHP enrollment forms are Emailed to all new students 30 days prior to their first semester. SHP Enrollment forms must be completed by the week of Orientation. For students already enrolled in SHP, coverage automatically renews each academic year. Premiums are charged to the student’s SIS account. Coverage will begin the first day of your program's orientation.
SHP coverage ends once a student stops attending school. Students may extend coverage by electing COBRA. Additional information will be communicated before graduation.Learn More About COBRA
University Health Services Clinic Fee and information
All full-time on-campus students are billed $184. per semester for the Health Services Clinic Fee in order to have access to our on-campus health center. The University Health Services Fee (UHS) is not insurance. This fee allows students unlimited access to Primary Care Services as well as Mental Health Services at the UHS Clinic, and is billed to all full-time on-campus students regardless of whether they are enrolled in the Student Health Plan.
Access To University Health Services
Access to UHS services ceases on the date of the one year anniversary of payment of the Health Fee. SON students should begin to make arrangements to establish with a non-UHS provider at least 90 days prior to the anniversary. Participants in COBRA Student Health Program are not eligible to use UHS services.
- Billing Information
- For MSN and DNP students, premiums are charged to your student account on a semester basis.
- For PhD students, premiums are posted to your student account on a monthly basis.
- Current rates and billing schedule
- Student Health Plan Waiver InformationStudents opting to waive health insurance via providing proof of comparable coverage to the Student Accounts Office will have their waiver in full force and effect throughout the academic year. Students must submit a new waiver annually for the duration of their academic program enrollment at JHSON. However, students are allowed to enroll in the Student Health Plan in the future terms as needed. Outside of the open enrollment period, only within 30 days of a qualified life event can a student enroll in the SHP. A student must submit the insurance certificate of canceled insurance coverage. It is the responsibility of each student to notify the Student Accounts Office if current coverage expires or changes while enrolled as a student.
Summer term June 15 Fall term October 1 Spring term February 15
- Termination of CoverageStudents are responsible for notifying the Student Accounts office when they wish to terminate their SHP coverage; no retroactive refunds of premiums will be issued. If a student is no longer enrolled in the School or has graduated, the student will be notified in writing that their coverage will be terminated and have the option to enroll into COBRA. Student Accounts office must be notified no later than 60 days from the date of your termination (COBRA coverage will be retroactive). You have the right to continue these benefits at your own expense for a period up to 18 months through COBRA.
- COBRAExtension of current insurance benefits to students who are separating permanently from the University is offered under the Consolidated Omnibus Budget Reconciliation Act (COBRA). If you elect to continue under COBRA, premiums will increase slightly and payment will be due the first of each month. Monthly rates for COBRA are as follows:
Academic Year 2018-19 Rates (effective July 1, 2018)
Coverage type Monthly premium Annual Premium Individual $332 $3,984 Two-party $820 $9,840 Family $1,094 $13,128
*If payment is not received each month, COBRA coverage will be terminated.
- Dental InsuranceDental insurance is not required. The Student Health Plan does not have a dental benefit except for cases when dependents under the age of 19 are covered under one’s plan coverage. Students interested in dental insurance should investigate outside dental insurance companies.